💰Free

Personal Finance Mastery

Master your money — from budgeting and debt management to investing, retirement planning, taxes, and estate planning. 7 modules covering everything you need to build lasting wealth.

7 modules 35 lessons ~9h AI voice coach

Course Outline

1

Foundations of Personal Finance

5 lessons

Understand the core concepts that underpin all personal finance decisions — income, expenses, net worth, the time value of money, and goal setting. Resources: Khan Academy Personal Finance, The Wealthy Barber by David Chilton, Investopedia.

What is Personal Finance?
Income vs Expenses vs Net Worth
The Time Value of Money
Compound Interest: The 8th Wonder
Setting Financial Goals (SMART Framework)
2

Budgeting & Cash Flow

5 lessons

Master the art of budgeting — learn popular frameworks, tools, and how to build an emergency fund. Resources: YNAB (You Need a Budget), Dave Ramsey, Mint, Khan Academy.

Why Budgeting Matters
The 50/30/20 Rule
Zero-Based Budgeting
Budgeting Tools & Apps
Emergency Fund: The 3-6 Months Rule
3

Debt Management

5 lessons

Understand the different types of debt, how credit works, and strategies to eliminate debt efficiently. Resources: Investopedia, Dave Ramsey, Experian, Khan Academy.

Good Debt vs Bad Debt
Credit Scores & Credit Reports
Debt Avalanche vs Debt Snowball
Student Loans: Repayment Strategies
Mortgages: Fixed vs Variable & Amortization
4

Saving & Investing

5 lessons

Transition from saving to investing — learn about asset classes, index funds, dollar-cost averaging, and building a portfolio. Resources: Investopedia, Bogleheads Wiki, Khan Academy, A Random Walk Down Wall Street by Burton Malkiel.

Savings Accounts & CDs
Introduction to Investing
Index Funds & ETFs (Bogle's Philosophy)
Dollar-Cost Averaging
Risk Tolerance & Asset Allocation
5

Retirement Planning

5 lessons

Plan for retirement using tax-advantaged accounts, employer matching, and the power of early investing. Resources: IRS.gov, Investopedia, Fidelity Retirement Planning, Khan Academy.

401(k) & Employer Matching
IRAs: Traditional vs Roth
The Power of Early Investing: Age 25 vs 35
Social Security Basics
Retirement Planning Calculator Walkthrough
6

Taxes & Tax Planning

5 lessons

Understand how income tax works, key deductions and credits, capital gains, and tax-advantaged strategies. Resources: IRS.gov, TurboTax Education, Khan Academy, Investopedia Tax Guide.

How Income Tax Works (Brackets & Marginal Rates)
Tax Deductions vs Tax Credits
Capital Gains Tax (Short-Term vs Long-Term)
Tax-Advantaged Accounts
Filing Your Taxes
7

Insurance & Estate Planning

5 lessons

Protect what you have built with insurance and estate planning — from health coverage to generational wealth. Resources: Investopedia, NerdWallet, Nolo Estate Planning, Khan Academy.

Health Insurance Basics
Life Insurance: Term vs Whole
Auto & Renters Insurance
Estate Planning Basics
Building Generational Wealth